2021年商务英语口语常用表达

商务英语口语常用表达

1.Hi John, I'm afraid that I can't e in today due to a family emergency.

嗨，John，我今天家里有急事，恐怕来不了了。

2.I would like to take today off and hope you can approve it. I apologize for the short noti ___.

我今天想请假，希望您能批准，对于这个临时通知我表示十分的歉意。

3.I am planning to take the following week off for vacation, and would need your approval.

接下来的一周我打算去度假，希望您能批准。

4.We have concluded our last project, but if you have additional tasks for me to do before my vacation, feel free to let me know.

我们已经结束了最后一个项目，但如果在假期之前您有其他额外的工作需要我做，随时通知我就行。

5.My son's graduation is next Thursday on May 12th. I would like to be excused from work that day. Hope I can have your approval.

我的 ___5月12号毕业，也就是下周四。我想在那天请假，希望您能批准。

6.I would like to take a 3-day leave of absen ___ following Labor Day. Let me know if that's something I can do.

我想在劳动节之后请三天假，告诉我可以做些什么。

7.I have a doctor's appointment on June 12th and would need the afternoon off to meet with my physician. Hope I can have your OK on that.

我在6月12号有个医生的预约，那天下午我需要离开一下去见我的内科医生，希望您同意。

8.I would like to request a 20 day leave of absen ___ for personal reasons.

因为个人原因，我想请假20天。

9.If approved, I will be traveling during this time period, but I would be glad to assist with any questions via e ___il or phone.

如果您批准的话，我想这段时间出去旅行，但我也可以通过 ___或 ___来协助解决任何的`问题。

10.I am calling to ask for a sick day. I have caught the flu and am not feeling well enough to e in to work today.

我打 ___来是想请个病假，我得了流感，而且感觉严重到今天无法上班了。

11.I am taking off next Friday because I have a wedding to attend and have to catch the train early in the morning. I'd appreciate it if you could approve it.

我想请下周五的假，因为我要去参加一个婚礼并且清晨就要去赶火车，如果您同意的话我会十分感激。

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商务英语口语之希望与请求

商务英语口语之希望与请求 1.We'd like to express our desire to establish business relationship with you on the basis of quality, mutually benefit and exchange of needed goods. 我们希望在保证质量、互惠互利以及交易彼此需要的货物的基础上和你们建立业务关系。 2.In order to extend our export business to your country we wish to enter direct business relations with you. 为了扩大我们在贵国的出口业务，我们希望和你们建立直接贸易关系。 3.Our hope is to establish mutually beneficial trading relations between us. 希望在我们之间能够建立互惠互利的贸易关系。 4.We looking forward to further extensions of pleasant business relations. 我们期待进一步保持愉快的业务关系。 5.It’s our hope to continue with considerable business dealing with you. 我们的希望是和你们保持可观的生意往来。 6.We looking forward to receiving your quotation very soon. 我们期待尽快收到你们的报价单。 7.I hope you see from the reduction that we are really doing our utmost. 我希望你能够看到我们事实上已经作出了最大程度的让价。 8.We hope to discuss business with you at your earliest convenience. 我们希望在你方便的时候和你洽谈业务。 9.We wish to express our desire to trade with you in leather shoes. 我们非常希望和你进行皮鞋的买卖生意。 10.We look forward to your early reply and trust that through our mutually cooperation we shall be able to conclude this transaction with you in the near further. 我们期待您的及时反馈，并且相信通过互相之间的合作，我们会进行越来越多的交易。 11.I hoped we can do business together and looking forward to hearing from you soon. 希望我们可以一起做生意，期待尽快得到您的回答。 12.I hoped we can cooperate happily. 希望我们合作愉快。 13.I hoped we can continue our cooperation. 希望我们能够继续合作。 14.We sincerely hope that this transaction will turn out to the satisfaction of both parties. 我们真诚地希望本次交易双方都能满意。 15.We hoped that this market trend will continue. 希望市场形势能够继续保持。

商务英语口试常见话题

In this part each candidate’s task is to choose one topic from a set of three, and to talk about it for one minute. Candidates have one minute in which to prepare and should use this time to make brief notes. The other candidate listens to the talk and is invited to ask one or two questions at the end. Candidates may make notes while listening to their partner. Each candidate is given a different set of three tasks from which to choose. General procedure A choice of three different topics One minute preparation while making notes A/B starts with the other listening---one minute Question asked 1. Customer relation: the importance of offering incentives to customers Offering incentives to customers can help you to strengthen your customer base and enhance customer loyalty. If you offer incentives such as vouchers, complementary tickets, miles, gifts in the promotion or sales, you will attractive more customers and get them buy your products or services. At the same time the image of your company will be improved and your brands are more likely to be known by customers. 2. Product promotion: how to ensure that products are promoted effectively at international trade fairs You should send a professional team of experts to arrange the promotion at the trade fair. They must be familiar with the products you want to promote at the fair. Meanwhile they must be good at dealing with clients especially foreign clients. You should use advanced technology to display your products at the fair. Necessary equipments such as DVD, overhead projector, high-definition screen can help you demonstrate the quality, function and specification of your products. You should design your show room and stand carefully to attract more customers. Your stand should be put up at an obvious place so that every customer can get an easy access to your products. 3. How to reduce labor turnover rates In order to reduce labor turnover rates we must take the following effective measures: Set up a clear staff appraisal process to make sure that the performance of every staff can be evaluated openly and honestly and their promotion is based on their contribution to the company. Thus no one will complaint about unfair promotion which once forced some of your staff to leave their jobs.

商务英语口语情景对话大全

英语面试自我介绍 A类： B: May I come in我可以进来吗 A: Yes, please.请进。 B: How are you doing, Sir My name is xxxx. I am coming to your company for an interview as requested.你好，先生。我叫xxx，我是应邀来贵公司面试的。 A: Fine, thank you for coming. Please take a seat. I am xxxx, the assistant manager.好的，谢谢你过来。请坐，我叫xxxx，是经理助理。 B: Nice to see you, .非常高兴见到你，吴先生。 A: Nice to meet you, too. Tell me about yourself and your past experience. 我也很高兴见到你。说说你自己和你过去的经历吧。 B: I have worked as a secretary for six years. I get along well with peers, clients, administrators and bosses. I thrive on challenge and work well in high-stress environments. 我已经做执行秘书6年了。开始是为一家贸易公司工作.现在是一家信托公司。我和同事、客户、行政管理员以及老板相处得非常好。我能应付挑战，而且在高压力环境中也能工作很出色。 A: So why did you choose our company B:As far as I know, your company is one of several leading international consultant corporations which came to China after China entered WTO. I think working here would give me the best chance to use what I’ve learned. A: Sometimes we are very busy and need to work overtime. How do you feel about that 有时候我们工作很忙。需要加班。你觉得如何 B: That's all right. But could you tell me how often and how many hours I should work overtime 没关系。你能告诉我加班的频率和时间长度吗 A: It just depends. If we have important visiting delegations, you have to stay with us. It's not unusual. 这得看情况。如果我们有重要的访问代表团。你必须留在我们身边。这种情况很正常。 A: What are your salary expectations 你期望多少薪水 B: I really need more information about the job before we start to discuss salary. Maybe you could tell me what is budgeted for the position.

商务英语交际常用口语集合

课题一·商务英语交谈常见的几种情况 1. Greeting message 祝福 Hope you have a good trip back. 祝旅途愉快。 How are you? 你好吗? How is the project going on? 项目进行顺利吗? 2. Initiate a meeting 发起会议 I suggest we have a call tonight at 9:30pm (China Time) with you and Brown. Please let me know if the time is okay for you and Ben. 我建议我们今晚九点半和Brown小聚一下,你和Ben有没有空? I would like to hold a meeting in the afternoon about our development planning for the project A. 今天下午我建议我们就A项目的发展计划开会讨论一下。 We'd like to have the meeting on Thu Oct 30. same time. 十月三十号(周三),老时间,开会。 I want to talk to you over the phone regarding issues about report development and the XXX project. 我想跟你电话讨论下报告进展和XXX项目的情况。 3. Seeking for more information/feedbacks/suggestions 咨询信息/反馈/建议 Shall you have any problem accessing the folders, please let me knows. 如果存取文件有任何问题请和我联系。 Thank you and look forward to having your opinion on the estimation and schedule. 谢谢你,希望能听到更多你对评估和日程计划的建议。 Look forward to your feedbacks and suggestions soon. 期待您的反馈建议! What is your opinion on the schedule and next steps we proposed? 你对计划方面有什么想法?下一步我们应该怎么做? What do you think about this? 这个你怎么想? Feel free to give your comments. 请随意提出您的建议。 Any question, please don't hesitate to let me know. 有任何问题,欢迎和我们联系。 Any question, please let me know. 有任何问题,欢迎和我们联系。 Please contact me if you have any questions. 有任何问题,欢迎和我们联系。Please let me know if you have any question on this. 有任何问题,欢迎和我联系。 Your comments and suggestions are welcome! 欢迎您的评论和建议! Please let me know what you think? 欢迎您的评论和建议! Do you have any idea about this? 对于这个您有什么建议吗? It would be nice if you could provide a bit more information on the user's behavior. 您若是能够就用户行为方面提供更多的信息就太感激了! At your convenience, I would really appreciate you looking into this matter/issue. 如果可以,我希望你能负责这件事情。

商务英语口语情景对话大全完整版

商务英语口语情景对话 大全 集团标准化办公室：[VV986T-J682P28-JP266L8-68PNN]

英语面试自我介绍 A类： B: May I come in我可以进来吗 A: Yes, please.请进。 B: How are you doing, Sir My name is xxxx. I am coming to your company for an interview as requested.你好，先生。我叫xxx，我是应邀来贵公司面试的。 A: Fine, thank you for coming. Please take a seat. I am xxxx, the assistant manager.好的，谢谢你过来。请坐，我叫xxxx，是经理助理。 B: Nice to see you, .非常高兴见到你，吴先生。 A: Nice to meet you, too. Tell me about yourself and your past experience.我也很高兴见到你。说说你自己和你过去的经历吧。 B: I have worked as a secretary for six years. I get along well with peers, clients, administrators and bosses. I thrive on challengeand work well in high-stress environments. 我已经做执行秘书6年了。开始是为一家贸易公司工作.现在是一家信托公司。我和同事、客户、行政管理员以及老板相处得非常好。我能应付挑战，而且在高压力环境中也能工作很出色。 A: So why did you choose our company B: As far as I know, your company is one of several leading international consultant corporations which came to China after China entered WTO. I think working here would give me the best chance to use what I’ve learned. A: Sometimes we are very busy and need to work overtime. How do you feel about that 有时候我们工作很忙。需要加班。你觉得如何 B: That's all right. But could you tell me how often and how many hours I should work overtime 没关系。你能告诉我加班的频率和时间长度吗 A: It just depends. If we have important visiting delegations, you have to stay with us. It's not unusual. 这得看情况。如果我们有重要的访问代表团。你必须留在我们身边。这种情况很正常。 A: What are your salary expectations 你期望多少薪水 B: I really need more information about the job before we start to discuss salary. Maybe you could tell me what is budgeted for the position. 在讨论薪水前.我需要更多了解这份工作.或者你可以告诉我这个职位的预算报酬是多少. A: 3000, with raises after the half yearing to your competence. 起薪是每月3000元。半年后会根据你的表现增加薪水。 B: Well, I think it's acceptable and I really like the job. 我觉得可以接受。我真的喜欢这份工作。我什么时候能得知结果呢 A: Do you have any other questions 我们会在7月初通知你我们的最终决定。你还有别的问题吗

常用商务英语口语：提供详细联系方式

We enclose a copy of product catalogue with detailed specification. 随函寄上带有详细规格的产品目录一份。 Thanks. 谢谢。 Here's our brochure with full details on prices and discounts. 这是我们的产品目录，上面有价格和优惠的详细信息。 Here is our catalogue and price-list. 这是我们的产品目录和报价单 This is our sample and product catalogue. 这是我们的样品和产品目录单。 Please tell me how to contact it. 请告诉我联系方式 Is there any agent of your company in China? If there is one, please tell me how to contact it. 请问贵公司的产品在中国有没有代理商，如果有请告诉我联系方式。 I'll send it to your email. 我会把地址发到你的邮箱里。 Please have it printed under its official letterhead with contact information. 请以带有责公司联系方式抬头的信纸打印。 Please bear in mind, that at least one person must be identified as your organization's official contact point. 请牢记，贵公司的联系方式中至少要提供一个固定联系人的联系方式。 For more information please visit our website. 更多信息敬请查询浏览本公司网站。Please offer me your website. 请给我細网址。 More information can be obtained from the company's website. 更多资讯可浏览本公司网站。 You can find more information on our website. 更多信息请浏览公司网站。 For details, please visit the company's Website. 详情请浏览公司网站。 Please provide a detailed address. 请提供详细地址! I will send it to you via email. 我会发到你的邮箱麵。

常见商务英语句

商务英语100句 1. I am writing to confirm/enquire/inform you...? 我发邮件是想找你确认/询问/想通知你有关… 2. I am writing to follow up on our earlier decision on the marketing campaign in Q2. 我写邮件来是为了跟进我们之前对第二季度营销活动的决定。 3. With reference to our telephone conversation today...? 关于我们今天在电话中的谈话… 4. In my previous e-mail on October 5...? 在之前10月5日所写的邮件中提到… 5. As I mentioned earlier about...? 在先前我所提到的关于… 6. As indicated in my previous e-mail...? 如我在之前邮件中所提到的… 7. As we discussed on the phone...? 如我们上次在电话中所说的… 8. from our decision at the previous meeting...? 如我们在上次会议中所决定的… 9. as you requested...? 根据贵方要求… 10. In reply to your e-mail dated April 1，we decided...? 回复贵方4月1日的邮件，我方决定… 11. This is in response to your e-mail today.?

商务英语口语大全

商务英语口语大全 Document serial number【KK89K-LLS98YT-SS8CB-SSUT-SST108】

赞成. I agree. *比较生硬的说法. I think it's very important. (我认为这个问题很重要.) I agree. (我同意.) I agree with that. I'm with you. *"对,对"、"很好嘛"、"我赞成"、"OK". I'm for it. I don't agree. (我反对.) 我也这样认为. I think so, too. *更口语的说法. Tokyo is too expensive. (东京的物价太贵.) I think so, too. (我也这样认为.) 好哇! Anything you say! Let's see a movie. (我们去看电影吧.) Anything you say! (好哇!) I'm with you. Okay, let's. You're in charge. You're the boss. I agree with you. 没有异议. No objection! 我不反对. I don't have any objection to it. *objection "异议"、"反对"、"不服从"、"反对理由". What do you think of my proposal (你觉得我的建议怎么样) I don't have any objection to it. (我不反对.) I have no objection to it. I don't object to it. No problem here. Sounds alright to me. 我觉得那样很好. That's fine with me. How's tomorrow (明天怎么样) That's fine with me. (我没问题.) That sounds good. Sounds like a good idea to me. 很好! Fine. *这是种常用的表达方式,表示带有"无可挑剔的"、"不错的"、"好的"等语感. How was the proposal (这个建议怎么样) Fine. (很好!) How's everything (一切都好吗) Fine. (很好呀!) Good. It's acceptable. Okay. 那就行了. That's fair. *用于听到对方给予妥 协性的回答时,就对方的意见或行为作出答复, 含有"这样才公平、公正"的语气. How does that sound (那样行吗) That's fair. (那就行了.) Fair enough. 我也有同样感觉. You can say that again. *表示"我 的看法和你完全一致",带有同情的语感. That meeting was awful. (那个会开 得真糟糕.) You can say that again. (我也有同 样感觉.) I'll say. Definitely. 好像挺有意思. Sounds like fun. *接受别人的邀请 或建议时. Let's go out! (我们出去玩吧.) Sounds like fun. (那一定很有意思.) 当然!/一定! You bet! *完全赞成对方所说的事的 语气. Did you study for the test (快考 试了,你准备了吗) You bet. (当然!/一定!) That is for sure. You know it. I'd bet on it. You can bet on it. Bet on it. Of course. It goes without saying. That goes without saying. You betcha. *俚语. 你是反对还是赞成他的主意 Are you for or against his idea 好! Good. *用来向对方表达愉快、批准、同意、满意等心情. How is it (这个怎么样) Good. (好!) It's good. 太棒了! Great! *比good更要强烈地表示"吃 惊的、终于可以松一口气的心情",还带有"得意 洋洋"、"心满意足"的语感. The boss approved my proposal. (老板同意了我的建议.) Great! (太棒了!) That's great! 好主意. Good idea. Let's do this part first. (我们先做这部分吧!) 我反对. I don't agree. *比I can't agree.的 语气还要强烈,给人一种直接反对的印象.

商务英语-BEC初级口语(超详细讲义)

商务英语-B E C初级口语(超详细讲义) -CAL-FENGHAI-(2020YEAR-YICAI)_JINGBIAN

BEC初级口语电子讲义 第一课时 BEC Preliminary介绍 Ⅰ BP Introduction BEC初级介绍 (ⅰ)Why take BEC exams？ * strong growth * rigorous quality control * wide suitability * wide business context * value for study and business career * international recognition for work and study (ⅱ) BP Content BP包含的内容 BP考试主要是考学生的语言能力，包括听、说、读、写四个方面。试卷所设计的语言文字基本上都与商务有关。另外，还考学生的英语语法、结构等内容。 BP考试分笔试和口试两大部分。笔试包括阅读、写作和听力。 听说读写听力：电话、面谈、问路、讨论等阅读：来往函电、表格、会议记录(memorandum)、广告(advertisement)、通知(announcement)、日程安排(business schedule)、电话留言、简历(resume/CV)、商业文章、信息转换、产品目录(product catalog) 写作：写短文、商务信函(查询信、复查询信、抱怨信、图表描述) 口语：日常会话(daily conversation)、简单陈述(mainly presentation)、讨论问题

(ⅲ) Papers 试卷 (ⅳ) Grades 评分等级 * one overall grade * each skill counts for 25% * candidates also receive profile of performance * Preliminary: two pass grades, namely, pass with merit and pass * Vantage and Advance: three pass grades (ⅴ) Introduction to BP Preparation Resource * vocabulary * textbook 《Pass Cambridge BEC Preliminary》 《Further Ahead》（a communication skills course for Business English） * mock exam papers: 9 sets Ⅱ 学习方法 Learning Methods What is International Business English 什么是国际商务英语？ 国际商务英语，指的是人们从事国际商务活动中所使用的具有行业特征的英语，这些行业包括：国际贸易、国际金融、国际会计、国际运输、国际商法、保险、银行、经济、营销、物流、企业管理、商业服务等。 How to learn International Business English 怎样学习国际商务英语？ 1. 掌握一定的商务英语词汇、短语和句型。

实用商务英语口语：接待来访者

实用商务英语口语：接待来访者 KATE MCKENNA： You know Mr. Sakai is coming at ten o' clock, don' t you, Jenny? 凯特．麦凯纳：詹妮，酒井先生10点钟要来，你知道吗？ JENNY ROSS： Yes, I do. It' s an important meeting, isn' t it? 詹妮．罗斯：是的，我知道。这次会议很重要，是吗？ KATE MCKENNA： And the slides are ready, aren' t they? .[slaid] [slad] vt. & vi. 滑动; 滑行 She slid along the ice. 她沿着冰面滑行。 幻灯片 凯特．麦凯纳：幻灯片已经准备好了，对吗？ JENNY ROSS： Yes, they are. 詹妮．罗斯：是的，准备好了。 KATE MCKENNA： And you have checked the monitor, haven' t you? ['mnit] 监视器, 监听器; 检测器 凯特．麦凯纳：你也检查过显示器，对吧？ JENNY ROSS： Yes, Kate, I have.

詹妮．罗斯：是的，凯特，我已经检查过了。 KATE MCKENNA： Sorry, Jenny, it really is very important. 凯特．麦凯纳：詹妮，不好意思，不过这次会议真是太重要了。 DON BRADLEY： Good morning! 堂．布拉德利：早上好! JENNY ROSS： Hello, Don. 詹妮．罗斯：你好，堂。 DON BRADLEY： Is everything ready for the big day? 堂．布拉德利：这不过个大日子，都准备好了吗？ JENNY ROSS： I think so. 詹妮．罗斯：我想是的。 KATE MCKENNA： Don, I' m worried about the last part of the presentation. Can we talk? 凯特．麦凯纳：堂，我对演示的最后一部分有点担心。我们能谈谈吗？ **** MR. SAKAI： Thank you very much for collecting me. 酒井先生：非常感谢你来接我。 CLIVE HARRIS： It' s a pleasure. Don' t mention it. .[,prezn'tein]n表演 克莱夫．哈里斯：乐意效劳。没什么的。 CLIVE HARRIS： Is your hotel okay?

商务英语最经典的100句

商务英语最经典的100句 1 I''ve come to make sure that your stay in Beijing is a pleasant one. 我特地为你们安排使你们在北京的逗留愉快。 2 You''re going out of your way for us, I believe. 我相信这是对我们的特殊照顾了。 3 It''s just the matter of the schedule,that is,if it is convenient of you right now.如果你们感到方便的话，我想现在讨论一下日程安排的问题。 4 I think we can draw up a tentative plan now. 我认为现在可以先草拟一具临时方案。 5 If he wants to make any changes,minor alternations can be made then. 如果他有什么意见的话，我们还可以对计划稍加修改。 6 Is there any way of ensuring we''ll have enough time for our talks? 我们是否能保证有充足的时间来谈判？ 7 So our evenings will be quite full then? 那么我们的活动在晚上也安排满了吗？ 8 We''ll leave some evenings free,that is,if it is all right with you. 如果你们愿意的话，我们想留几个晚上供你们自由支配。 9 We''d have to compare notes on what we''ve discussed during the day. 我们想用点时间来研究讨论一下白天谈判的情况。 10 That''ll put us both in the picture. 这样双方都能了解全面的情况。 11 Then we''d have some ideas of what you''ll be needing 那么我们就会心中有点儿数，知道你们需要什么了。 12 I can''t say for certain off-hand.

职场商务英语口语(十分全面)

1.闲谈（small talk），并不是漫无目的地聊天，而是为了正式会谈而打破僵局（break the ice）的一种谈话方式。 Hey, it’s such a lovely day isn’t it 今天天气不错哦。 How do you like Beijing so far 你觉得北京怎么样 Let’s get down to business, shall we 让我们开始谈正事吧。 2. 如果上班迟到了，怎么办呢首先要端正态度，向主管或者老板诚恳地道歉。之后再解释迟到的原因。 I’m awfully sorry. 我真的非常抱歉。 May I offer my profoundest apologies 向您表达我最诚恳的歉意。 I got stuck in traffic. 我路上堵车了。 I was tied up with some urgent business. 我刚才有点急事。 房间预订 3.很多时候为了保成工作，人们出差前都是要打电话预订宾馆房间的，本期节目就让大家了解一下如何进行房间预订（room reservation）。 ·I’d like to reserve a single room for three nights from March 5. 我想在三月五日订一个单人房间，住三天。 ·I want to take the one with a front view. 我想要一个朝阳的房间。

·I’d like a quiet room away from the street. 我想要个不临街的安静房间。 ·Ok, I’ll take it. 好吧，我就订这个房间了。 饭店入住 出差期间，如果已经进行房间预订（room reservation）了，就可以入住你的饭店了（hotel check in）。这里需要注意很多细节词汇，和习惯礼节。 Key cards 房门卡 Breakfast included 含早餐 The porter will take your bag up to room. 工作人员会帮你把行李放到房间里。 道别 生活中和朋友说再见一般都是很随意的see you, bye等等。但是职场上我们需要作一定的解释再离开。 Well, I have an appointment now. I think I have to go. 我还有约好的事情，得走了。 I guess I’d better go now. It’s getting late. 太晚了，我想我得走了。 I’m in quite hurry too, so see you later. 我也有点事情，回头见。 We’re so sorry that you have to leave. Well, take care of yourself. 你要走了真是太遗憾啦，那么多保重吧。

世纪商务英语口译教程Unit7

Unit 7 Insurance Related Information The Basics of Cargo Coverage 1. “ALL RISK”coverage The broadest form of coverage is “ALL RISK”, which, as a misleading name for an insurance policy, provides wide cover but does contain a number of exclusions. The term “All Risks”should not be taken too literally and in some jurisdictions the term is no longer used. An “ALL RISK”policy insures approved general merchandise in the event of physical loss or damage from any external cause. This includes new packaged goods without unusual susceptibility to loss from breakage, pilferage, or the nature of the goods themselves. “ALL RISK”policies do not cover all losses possible in the course of an international shipment. 2. General Average In order to save a ship in peril of sinking during a storm, some of the cargo may have to be thrown overboard. The ship owner and the owners of the saved cargo obviously benefit at the expense of the owners of the jettisoned cargo. This was deemed unfair and the principle of “General Average” evolved so that all parties would contribute in such a situation. 3. (With) Particular Average (WPA) In ocean marine insurance, Particular Average refers to a loss either partial or total, which falls on one or more property or interest being shipped, as opposed to a general average. 4. Free of Particular Average (FPA) This is an ocean marine policy provision where coverage is provided only if a total loss of the insured property occurs from an insured peril. FPA (American clause) is limited coverage that usually applies to used merchandise, waste materials and goods shipped subject to an on deck bill of lading. It covers partial and total losses due to FPA perils, which include the sinking, stranding, burning or collision of the vessels or catastrophic perils on shore such as earthquake, derailment, collapse of dock, fire, etc. 5. WAR RISK Special coverage on cargo in overseas ships against the risk of being confiscated by a government in wartime. It is excluded from standard ocean marine insurance and can be purchased separately. 6. Inherent Vice Certain goods are, by their very nature, susceptible to damage and it would be